I’m Still Alive

1969_im_still_alive_468Hey Everyone!  Sorry I haven’t had a chance to post in quite some time, but I’ll fill everyone in on all the details (not that they’re exciting) and I’ll try to relate it personal finance


Our family of four went on a vacation for the first time in 4 years.  When I say first time, I don’t mean that we’ve never taken a vacation, but our vacations consisted of a car ride no longer than 2 hours in any direction.  Most of the time we frequented the Jersey Shore.  This time, however, we took a plane and flew to the Riviera Maya in Mexico!  We did one of those all-inclusive resorts.  It was a well-needed, and well-deserved break from the day-to-day.

Total Cost (airfare/hotel/incidentals):  $3,300

Pool Project

As I stated in a previous post, we’re in the middle of a pool project to improve the drainage around our pool.  As stated in the post, every year we have been shelling out close to $1000 to reset the vinyl liner, but we hope this project will fix the problem.

Total Cost:  $3,875

Emergency A/C Repair at Rental Property

This just popped up, but thankfully we’ve saved a bit in our emergency fund to pay for it.  To give you a bit of history, back in December of 2009, we replaced the entire central system in the rental property.  This included a new heat pump and outdoor air condenser   Over the next 2 years, we’ve had problems with the outdoor condenser every time the temperature would dip below 20 degrees Fahrenheit   When that happened, the moisture in the condenser would freeze up and the outdoor unit would make a lot noise.  We’ve had it repaired several times at no charge.

Well, I received a call from my tenant a week ago telling me that the system is not blowing cold air.  I had the service technician take a look and he informs me that the piping cracked and there is no more Freon in the system.  To damage is not covered under the manufacturer warranty so to repair the crack and refill with Freon would cost me $1,250.  He quoted a brand new unit at $2400.  I knew that if I repaired the unit, it would be temporary.  I never felt good about that outdoor unit so I opted to get a new outdoor condenser.  I’m hoping it will give me peace of mind, but we’ll see.

Total Cost:  $2,400

Total Cost of all expenses this month have been $9,500.  Part of this was planned, but a majority of it was not.  Being 1 percenters, we can absorb this, but this goes to show you how important an emergency fund can be.

On the bright side, the market has been on a tear.  My net worth has gone up significantly, but I realize that its not real gains until I sell.  Things have also been crazy at work.  I hope to be back in the swing of things with the blog.  Thanks for staying with me!


  1. Sometimes you don’t realize you need a vacation until you take one.

    Glad to see you back.

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