I am honored to be hosting the Yakezie Carnival this week! For those of you who are unfamiliar with Yakezie, it is a network for personal finance bloggers. You can see from the badge in the left column of this blog, I joined the Yakezie challenge several months back. I have learned a lot from the challenge and from the network of personal finance bloggers. The purpose of this carnival is to share the best articles of the week from the multitude of other Yakezie Members and Challengers out there…enjoy!
Glen Craig @ Free From Broke writes Gold Delta SkyMiles Credit Card from American Express Review – If you fly Delta Airlines often then you need to see what the Gold Delta SkyMiles credit card from American Express is all about. Free bags, priority boarding and more in this review.
Roshawn Watson @ Watson Inc writes The Price of Eliminating Failure – “The struggle to pull (ourselves) through a crisis, to come to terms on a deep level with (our) own shortcomings, and to labor to overcome them — is exactly…” what is needed to achieve uncommon success (New York Times). Here are some reasons you should not be afraid of failure.
Lance @ Money Life & More writes 5 Reasons We Won’t Separate Our Finances When Married – When I eventually get married to my current girlfriend we are going to combine our finances. It is what makes sense to us and what will work best for us. We could decide to keep our finances separate but we have our reasons why we won’t. So why are we so against us keeping separate finances?
Michael @ Financial Ramblings writes History of the Federal Minimum Wage – Taking a closer look at the (inflation-adjusted) history of the minimum wage, especially as it relates to the poverty threshold.
Mo’ Money Mo’ Houses @ Mo’ Money Mo’ Houses writes How to Talk About Money Without Killing the Romance – We all need to talk about money with our partners, but there are definitely some dos and don’ts you need to consider if you want to talk about the finances without killing the mood.
Shilpan @ Street Smart Finance writes The Salary You Want for Your Happiness – Have you ever assigned a dollar value to your happiness? A study from Princeton University’s Woodrow Wilson School concluded that $75,000 in annual salary is the tipping point for your happiness. Albeit I respect research from an Ivy League school, the street smart approach is always to leave no stone unturned to find the truth. If $75,000 is not the magic number, what is the salary you need to make for your happiness?
Dr. Dean @ The Millionaire Nurse Blog writes 8 Ridiculously Simple Ways to Save Time – If you want to get more out of your day, learn to prioritize and get rid of the time wasters.
Eddie @ Finance Fox writes Are Daily Deals Actually Deals? – Companies who participate usually receive a very small amount of money back from what is sold. Most daily deal sites give the company 50 Percent of the deals that are sold.
Roger the Amateur Financier @ The Amateur Financier writes World Domination 102 – Building a World Conquering Fortune – Humorous column on how to generate enough money to conquer the planet and work to build up your planet conquering fortune for fun and profit
Kanwal @ Simply Investing writes Can You Learn Investing From a 106 Year Old? – Irving Kahn is an American value investor and money manager and the oldest living active investment professional at 106. He was an early disciple of Benjamin Graham, the creator of the value investing methodology. In his own words, here is some investing wisdom: “You stick to value, to Benjamin Graham, the man who wrote the bible for the market.
Jennifer Lynn @ Broke-Ass Mommy writes Broke-Ass Monday; Free Stuff From Around the Web (9/17/12) – Read about all the great free stuff on the web!
Suba @ Broke Professionals writes Making The Most Of Your Retirement – Making The Most Of Your Retirement is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. “So where are you from?” the driver of the shuttle asked my husband and me as he drove us around Walt Disney World on our recent vacation.
CAPI @ Creating a Passive Income writes 4 Steps to Declaring your Passive Income to the IRS – Do you know the tax implications of making a passive income? Here are four steps to declare your passive income streams to the IRS.
Tushar @ Start Investing Money writes What Kind of Average Returns Can You Expect on Mutual Funds? – This Post was Originally published at What Kind of Average Returns Can You Expect on Mutual Funds? on Start Investing MoneyIf you’re thinking about investing in mutual funds it makes sense you’d want to look into the potential returns you could expect first. Diving in with no knowledge of what to expect is a great route to disaster.
Hank @ Money Q&A writes ReadyForZero Helps You Take Control And Get Out Of Debt – ReadyForZero helps you take control and get out of debt by making good financial decisions. This free platform helps users manage your credit cards, student loans, mortgages, and more to get a full picture of your finances.
John @ Married (with Debt) writes Life Insurance for Working Women – I’m not sure why, but my wife and I have never really talked about needing life insurance for her. Of course she reminded me year after year that I needed to get life insurance in case I died, something I finally did last year.
L Bee @ L Bee and the Money Tree writes How much for puppy? – New York can be a lonely place.This is my justification anytime someone asks me why I purchased my dog, Murray. Plus if you’ve ever seen his adorable face, you’d know how hard it is to say no to the little nugget. In fact, after recently watching the movie The Man in the Iron Mask I The post How much for puppy? appeared first on L Bee and the Moneytree.
Rod @ ROD Blog writes British Airways Visa Signature card : 100000 points promotion – British Airways Visa Signature card with 100000 points promotion is back. Sign up and earn the points for a free business class round trip ticket.
Gen Y @ Gen Y Finance Journey writes How Did We Wind Up Here – I take a look back at how my upbringing affected the financial decisions I made early into adulthood and question how parents can help their children avoid those mistakes.
Aloysa @ My Broken Coin writes How To Marry Your Equal – When I say about marrying your equal, I do not refer to a social status or a paycheck. Equal to me means anything but status. Money, a big house, a sporty car, a big savings account does not make you equal. Read my definition
TTMK @ Tie the Money Knot writes Doctors are Like Any Other Service Providers – Customer service is a good thing, for both the customer as well as the business owner. However, things often seem to be different when it comes to doctor and customer service. In these cases, the customer spending the money is not always right – but the doctor is – which is a topic of discussion for this post.
ETZ25 @ Entertainment Timez writes Difficulties Convincing Kids To Invest Money – Strategies to convince kids to invest money in the stock market! Read my concerns and the options that I am pursuing.
MR @ Money Reasons writes Fincon12 – A Unique Perspective – Part 2 – This is my 2nd part on my look at Fincon12 – A Unique Perspective! This year it even had more value to me that the 1st year!
Debt Guru @ Debt Free Blog writes Pros and Cons of Debt Consolidation – Debt consolidation may not be the best thing for those in debt. Find out what the pros and cons of consolidating your debt.
Don @ MoneySmartGuides writes Are Unions Bad for the Economy? – If you haven’t heard, the teacher’s union in the city of Chicago is striking. Last summer, there was a standoff between the governor of Wisconsin and the public employees union.
harry campbell @ Your Personal Finance Pro writes How To Really Save Money at Chipotle – This post was inspired by an article I read the other day entitled: 15 Ways to Save Money at Chipotle. Now I don’t want to throw another blog under the bus, but man were their ideas lame(google the article title to find it). In college, my friends and I stopped at Chipotle at least 1-2 times a week for dinner for three years straight, so I consider myself something of a Chipotle expert
Rich @ Growing Money Smart writes What One Skill Is Holding You Back From Being Rich? – What one (or two) skills are holding your back from accomplishing your dreams? Identify the weakness and work on it daily, soon you’ll find that you aren’t as weak as you thought.
PPlan @ Provident Plan writes Investing Principle: Diversification – Any smart investor is going to look to look to both protect their investments while also securing the best return possible.
Jen @ Master the Art of Saving writes Getting The Best Deal on Large Purchases – Aside from trying to find our new refrigerator on sale, clearance or as a returned or damaged item, there are other things we can do to make the deal even……
Crystal @ Budgeting in the Fun Stuff writes Where to Go for Your Roth IRA Needs? – One of the better options in the realm of asset management is investing in a Roth IRA, or Individual Retirement Arrangement. Where to go for a Roth IRA?
Sustainable PF @ Sustainable Personal Finance writes Green Camping Tips – Green camping is not only a no brainer it is very easy to do. Here are a number of green camping tips anyone can use.
Amanda L Grossman @ Frugal Confessions writes Oprah is Missing One Element in Her Definition of Luck – Oprah’s Definition of Luck: Where opportunity and preparation meet.
Lou Rodriguez @ The Amateur Consumer writes 3 Steps You Must Take To Recover From Credit and Financial Hell – As I have shared my stories and experiences of being pushed off the financial grid and being treated as “less than”, I discovered from those very experiences that there are 3 steps you must take in order to recover from credit and financial hell! Here they are:
PITR @ Passive Income To Retire writes Truly Passive Real Estate Investing – Find out how I found a way to invest in real estate without spending any time managing my money. It’s truly passive!
Ashley @ Money Talks Coaching writes Review of Cash Flow 101 The Game – I went to play the game Cash Flow 101 the other night. Here is my take on the experience!
SFB @ Simple Finance Blog writes Chapter 7 vs. Chapter 13 Bankruptcy – This post discusses the advantage, disadvantages and credit impact of both Chapter 7 and Chapter 13 bankruptcy. Which is a better option?
Lena @ Taxes and Stuff writes Tax Return Word Search – A Tax Day Brain Teaser – For some nerdy fun, try this tax day word search! Recommended usage: Any time you’re stressing about upcoming tax rate changes, gathering tax documents, or procrastinating on filing your taxes!
MMD @ My Money Design writes To Be Young Entrepreneurs or Employees? My Kids Try Entrepreneurism – My kids decided to snub their chores and test their luck at being young entrepreneurs instead. Here’s their story and how the experience played out.
Greg @ Club Thrifty writes How to be Rich as a Lannister – Have you ever heard the saying “rich as a Lannister?” While owning all the gold in Casterly Rock may be unrealistic, becoming independently wealthy isn’t.
Tushar @ Finance TUBE writes Top 5 Financial Websites for Mothers – Today we will talk about the top 5 financial websites for mothers. With high divorce rates and single mother hood, women are often lucked with full responsibility of the entire households. Fortunately there are now many internet websites to cater the women’s weak financial needs. Our Families Our Future: http://www.ourchildren-ourfuture.net/default2.aspx.
Invest It Wisely @ Invest It Wisely writes You Don’t Have to be a Born Entrepreneur – Well, I’m proof that anyone can be an entrepreneur, whether they’ve been dreaming about it since they were kids or only since yesterday. I’m Not a Born Entrepreneur
Daisy @ Add Vodka writes Teach People How to Treat You – Are we inadvertently showing people how to treat us in a negative way? I think that the majority of us are. I read this article from PR Daily called “25 things young professionals must know before 25″.
TDB @ Tax Deduction Blog writes Brand New Spouse, Brand New Tax Issues-Enjoy – Awww, welcome back from you honeymoon in Bali, where the sun, sand, fragrances, and food provided a surreal paradise for you and your new spouse. You probably had a great time honeymooning and are looking forward to continuing that loving feeling now that you are back in the States. Unfortunately, you got married on February…
SBB @ Simple Budget Blog writes Budgeting Should Be Fun – Do you ignore budgeting because it is too much work or seems to boring? Find out how you can make it budgeting in order to improve your finances.
Passive Income Earner @ The Passive Income Earner writes Forex: xe.com review – In a previous post about foreign exchange, I learned about xe.com as an online currency exchange house. I was quite eager to give it a try in order to avoid driving downtown just to exchange my US dollars.
Maria @ The Money Principle writes How to buy your first commercial property – If you are in business you are likely to need premises. This is a simple guide to buying commercial property.
Corey @ Steadfast Finances writes How to Save Money Shopping – It’s that time of year where we will all start looking ahead to Christmas.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WEALTH BUILDING ADVICE FROM SELLING LA – Make a few smart money moves and become wealthy. Learn from a pro basketball player to build wealth.
Shawanda @ You Have More Than You Think writes 5 Travel Hacks Learned at FinCon12 – If you follow me on Twitter, Facebook, or FourSquare, then you might’ve noticed I left my beloved District of Columbia for a few days. Where’d I go, you ask?
TRL @ The Retired Landlord writes Reluctance to Home Insurance – According to a recent poll, half of those renting their homes and aged under thirty- five do not have any form of home insurance.
Corey @ 20s Finances writes Invest In Yourself – Find out how following your dreams and investing in yourself can improve your life. Stop sitting around waiting for life to come to you.
Michelle @ Making Sense of Cents writes Cutting Expenses – I’m always talking about how I want my student loans gone as quickly as possible. So that’s probably why I often get asked why I don’t cut more expenses out, since there is obviously more room for things to be eliminated.
Ted Jenkin @ Your Smart Money Moves writes Teaching Kids Financial Responsibility – It’s Your Retirement OR Their College Education – For many parents in their 40’s, a loud and disturbing wake-up call is beginning to happen.
A Blinkin @ Funancials writes Who is More Powerful – Barack Obama or Ben Bernanke? – In my last article, I asked the question: (Are Republicans or Democrats Better at Reducing Unemployment?) The comments and emails I received gave me confidence in my (average) reader.
Ryan @ Early Retirement Investments writes Take Control of Your Investment: Trade Forex – Take control of your investments and consider Trade Forex!
Jester @ The Ultimate Juggle writes Juggling Money Issues – Life Insurance – Spending money on a life insurance premium is difficult. Find out whether the premium is worth it for your family.
Wayne @ Young Family Finance writes Dangers of working without professional indemnity insurance – One thing that you would not wish to be now is a banker who was involved in the recently reported misrepresentation of Libor, and who had failed to ensure that he had adequate professional indemnity insurance (PII). Neither would you wish to be the insurer of bankers who do have adequate cover.
IMB @ Investing Money writes Invest Money or Pay off Debt First? – Do you have debt that you want to pay down? Is it keeping you from investing? Find out if this is the best approach for growing wealth.
krantcents @ KrantCents writes I Always Wanted 911 Porsche Cabriolet! – I always wanted a Porsche convertible! It doesn’t stop there; I like Ferrari’s, Aston Martin’s, BMW’s, AC Cobra’s and much more. I like antique and classic cars too. Maybe it is a fantasy, a dream or a goal.
Daniel @ Sweating the Big Stuff writes What’s The Difference – Realtor vs. Real Estate Agent – You’re about to buy your first home and you want to work with a professional to guide you. You’ve got two options: a Realtor or a real estate agent.
Kyle @ The Penny Hoarder writes How Does Our Credit Card Debt Compare to the Rest of the World? – As a collective continent, our money is burning a proverbial hole in our pockets. Except, it’s not quite our money. It’s our credit cards.
Luke @ Learn Bonds writes Bill Gross is Bullish On Municipal Bonds (Bearish On Treasuries) – Why Bill Gross sell off his treasuries and up his exposure to municipal bonds, and what can investors learn from his recently move.
Jon the Saver @ Free Money Wisdom writes Most Popular Outsourced Jobs – Companies are outsourcing jobs more than ever these days. Learn about the most common outsourced jobs and how to avoid them!
JP @ My Family Finances writes Your Net Worth Is Lying to You; Don’t Let Your Family Be Fooled! – It’s not good enough to simply seek maximum net worth and leave costs out of your financial decisions.
Jason @ Work Save Live writes Is it Necessary to Buy a House? – Should You Buy a House? Whether it’s friends, family, or colleagues, it seems like everyone these days wants to buy a house.
PK @ Don’t Quit Your Day Job… writes Why I Don’t Own an iPhone – My cowriter not only doesn’t own an iPhone… he lacks a smartphone altogether. What’s up with that?
Jeff Rose @ Good Financial Cents writes 7 Ways to Get Dirt Cheap Term Life Insurance – The biggest excuse that people have have for not buying life insurance is they say it costs too much. Really? Too much? A recent survey found that those that had life insurance 2/3 of them paid less than $100/month for coverage. Of those, almost half paid less than $50/month.
Sean @ One Smart Dollar writes How to Go on Cheap Dates Without Being Cheap – Even after you’re married it is important to spend time together without the worries of kids or anything else that might be getting in the way. There are great options for going on a date and still keeping the cost low.
J.P. @ Novel Investor writes What to Watch For In An Earnings Conference Call – If you know what you’re looking for, the information gained from a quarterly earnings conference call can help you make money.
Sicorra @ Tackling Our Debt writes Mortgage in Canada: What You Need to Know Before Applying for One – When it comes to mortgages in Canada things change quite quickly. In this interview Michael, a mortgage expert, brings us up-to-date and tells us what we need to know before applying for a mortgage.
Miss T. @ Prairie Eco Thrifter writes Go Green and Save Money with Energy Efficient Appliances – I don’t know about you, but I simply can’t afford to throw away appliances that are still working, in order to buy new energy-efficient models. There’s a fair bit of hype these days about how much energy old appliances guzzle that it’s hard to know if there really is any benefit to upgrading.
Mr. Money @ Smart on Money writes Passive Ways to Make Money: Credit Card Rewards and Swagbucks – There aren’t many truly passive ways to make money, but there are ways to make money doing what you already do, and those are the methods I like to take advantage of.
Steven @ Grocery Alerts writes Starbucks Rewards Program Changes – Oct 2012 – One of our favorite rewards programs, Starbucks Rewards, is making some major changes as of October 16, 2012. Major changes include no more soy milk and free syrups and free drink or food on your birthday.
Savvy Scot @ The Savvy Scot writes The Financials Around Starting a Blog – Savvyscot discusses some of the key decisions that you will have to make when starting a job and where it is worth spending some extra money
Robert @ The College Investor writes The Zen of Budgeting – But learning to accept your current situation allows the budgeting problems to disappear. It’s that simple, but acceptance isn’t always easy.
Robert @ The College Investor writes Why I Blog – My First Thank You! – The first blog thank you note was just awesome to receive, especially for a post that didn’t get too much attention before-hand. I appreciate that I was able to help someone who was so frustrated and didn’t know what to do. That is what makes writing worthwhile!
Paul Vachon @ The Frugal Toad writes How to Save for a Home Down Payment – If you are planning to buy a home, you know it takes a lot of money. However, it takes a lot of planning as well. Here are some things to consider when saving money for a home, and what you need to do to get your finances in order so that you can afford a home.
Little House @ Little House in the Valley writes Cottage Bungalow Finds – I’d personally love to find a craftsman style bungalow in a terrific, quasi-urban neighborhood that’s affordable. The large front pillars on the porch are what reel me in!
Cash Flow Mantra @ Cash Flow Mantra writes Getting Started on Taxes – I try to read a lot about taxes and know what is changing from year to year. I am concerned about the potential impact of the fiscal cliff as a result of changes in the tax code and on government spending and have been trying to pay off debt knowing that we might be entering another recession.
Miranda @ Financial Highway @ Financial Highway writes Steps to Buying a House – If you are interested in buying a house, though, there are a number of steps you need to follow. A home purchase is a major commitment. It’s not something to be taken lightly, especially since you will be asking a lender to allow you to borrow a large sum of money. You need your ducks in a row if you expect to successfully buy a home.
Dave @ Excess Return @ Excess Return writes Finding a Dependable Financial Advisor – Even the savviest of investment managers cannot singularly select and track stocks in different asset classes, and have experienced teams helping them with data collection and analysis. So an individual investor will likely not succeed at this new diversified market-neutral investing paradigm without help.
Glen Craig @ Free From Broke writes How to Consolidate Your Debt and Pros and Cons – Consolidating your debt can be a great way to help pay off your debt. See how to consolidate your debt as well as practical pros and cons to debt consolidation.
Ray @ How I Make Money Online @ How I Make Money Online writes How Much Can I Make With a Blog? – I will not sit here and tell you that you will be rich overnight and that you can make $20,000 a month, that’s all bull crap. But you can make a decent amount of money if you put the work into it.
William @ PT Money Personal Finance writes The Effects of Inflation and How to Prepare – Is “stagflation” on the horizon? If so, there are some things you should do with your income, investments, and expenses in order to prepare your household.
Jacob @ I Heart Budgets writes Cloth Diapers vs. Disposables: Cost Comparison – Cloth diapers are more eco-friendly, but do they really save you money. We have been doing cloth for almost a year, here are our results.
Jason @ Live Real Now writes Kids Are Temporary – Kids are important. They are your genetic legacy and the people who will choose your nursing home. Don’t neglect them, but you do have to hold something back. Make time for yourself. Make time for your husband or your wife. Or both, if you can make that work.
Beating Broke @ Beating Broke writes My Container Garden: The Season Is Over – Overall, I’d have to say that I was slightly disappointed with the harvest in our container garden. None of the onions grew to very good size. What cucumbers we did harvest were all seeds and no flesh. The heat really played havoc on most of the plants in the containers.
Marie at Family Money Values @ Family Money Values writes What is Retirement Really Like? – Are you planning for and dreaming of an early retirement (or any retirement at all)? How do you picture it – what will your day be like? Do you picture lazy days, sleeping late, shopping, playing golf or sunning on the beach? You might be surprised at what you actually do when you really are retired!
Everything Finance @ Everything Finance Blog writes HMO vs PPO: Why I Choose to Pay More for Health Insurance – We currently have a PPO plan, and I have the choice to elect to go for the cheaper HMO option. However, despite the significant increase in health insurance premiums, I am choosing to pay more for health insurance and the main reason is flexibility.
Steve @ Canadian Personal Finance writes Free Your Budget With These Simple Tips to Reduce Credit Card Debt – If you are like most people, you probably have a credit card or two (or three, or four) sitting in your wallet or purse. In fact, the average Canadian carries a total credit card balance of over $3,200 at any given time. While this may not sound like a lot, credit card interest payments, fees, and penalties can eat at your monthly budget, making it difficult to save money or put it towards other more worthwhile expenditures. These tips will help you effectively put a credit card debt reduction p
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